ledger_linesc/personalfinance · 1 day ago

The boring answer is almost always the right one

Spend less than you earn, hold a low-cost index fund, don't touch it. Everything sexier than that is usually someone selling you something. Anyone want to argue?

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drywit1 day ago

you've described my entire financial plan and somehow made it sound like a hot take

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paperback1 day ago

do you have a longer write-up anywhere? would read

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slow_miles1 day ago

gentle pushback: it's more complicated than that, but the core point stands

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pixel_pour1 day ago

the last line got me

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trailmix17 hours ago

spreadsheet-day-job person here: can confirm. every exciting thing i've done with money underperformed the boring thing i did at the same time

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git_gud1 day ago

okay this community is officially good

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neon_dusk1 day ago

not the take i expected to agree with today, and yet

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